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Synthesis Report: Behavioral Finance Synthesis: Findings
Topic Area: Behavioral Finance: Retirement
Findings:
People have relatively limited knowledge about saving for retirement and can be induced to save more when provided with additional information.
Making retirement more salient, by having people think of themselves in retirement or providing a target retirement date, can increase intentions to save and alter investment choices.
People can become overwhelmed by the number of investment options they face; when this occurs, they tend to use simple rules to make decisions.
Synthesis Report: Child Labor Synthesis
Topic Area: Child Labor
Findings:
Conditional cash transfers (CCTs) reduced child work/child labor and improved school participation outcomes but the effectiveness differed by child characteristics and outcomes.
Unconditional cash transfers (UCT) reduced child work/child labor and improved school participation.
Training/TA programs may decrease child work/child labor and increase school participation.
Food programs had mixed impacts on child work/child labor outcomes but favorable school participation outcomes.
Only one high-rated study of a scholarship program had favorable impacts on child work/child labor and school participation outcomes.
The only high-rated study of an “other” intervention found improved child labor and school participation outcomes.
- Rosen, R., Alterman, E., Treskon, L., Parise, L., Dixon, M., & Wuest, C. (2023). P-TECH 9-14 pathways to success: Implementation, impact, and cost findings from the New York City P-TECH 9-14 schools evaluation. New York: MRDC.
Topic Area: Registered Apprenticeship and Work-Based Learning
Study Type: Causal Impact Analysis
Outcome Effectiveness: - Theodos, B., Pergamit, M., Hanson, D., Teles, D., Gerken, M., Thomas, K., Gedo, S., & Park, J. (2023). Evaluation of the Urban Alliance High School Internship Program. Washington, DC: Urban Institute.
Topic Area: Registered Apprenticeship and Work-Based Learning
Study Type: Causal Impact Analysis
Outcome Effectiveness: - Gasper, J., Vermette, J., Baier, K., Schaberg, K., & Hendra, R. (2023). Evaluation of strategies used in the TechHire and Strengthening Working Families Initiative grant programs: Two-year impacts report. Washington, DC: U.S. Department of Labor.
Topic Area: Registered Apprenticeship and Work-Based Learning
Study Type: Causal Impact Analysis
Outcome Effectiveness: - Lerman, R. I., & Tyson, L. (2023). Wisconsin’s well-structured Youth Apprenticeship Program. Washington, DC: Urban Institute
Topic Area: Registered Apprenticeship and Work-Based Learning
Study Type: Implementation Analysis
- Rosen, R., Alterman, E., Treskon, L., Parise, L., Dixon, M., & Wuest, C. (2023). P-TECH 9-14 pathways to success: Implementation, impact, and cost findings from the New York City P-TECH 9-14 schools evaluation. New York: MRDC.
Topic Area: Registered Apprenticeship and Work-Based Learning
Study Type: Implementation Analysis
- Samek, A., Kapteyn, A., & Gray, A. (2022). Using vignettes to improve understanding of Social Security and annuities. Journal of Pension Economics & Finance, 21(3), 326-343. https://doi.org/10.1017/S1474747221000111
Topic Area: Behavioral Finance: Retirement, Financial Literacy
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Knowledge and skills for financial decision making-Mod/High-Favorable impacts
Knowledge and skills for financial decision making
- Bhargava, S., & Conell-Price, L. (2022). Serenity now, save later? Evidence on retirement savings puzzles from a 401(K) field experiment. [Low Saving Sample]
Topic Area: Behavioral Finance: Retirement, Financial Literacy
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Knowledge and skills for financial decision making-Mod/High-Favorable impacts
Knowledge and skills for financial decision making
- Bhargava, S., & Conell-Price, L. (2022). Serenity now, save later? Evidence on retirement savings puzzles from a 401(K) field experiment. [Moderate Saving Sample]
Topic Area: Behavioral Finance: Retirement, Financial Literacy
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Knowledge and skills for financial decision making-Mod/High-Favorable impacts
Knowledge and skills for financial decision making
