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Synthesis Report: Older Workers Synthesis
Topic Area: Older Workers
Findings:
Although most workforce programs serve older workers, few specifically focus on this population, and research has not evaluated these programs’ impacts.
Studies that examined the impact of broader workforce programs, such as the Workforce Investment Act Dislocated Worker program, did not focus on older workers.
Early retirement among older workers was found to be lower in firms that allow flexible work schedules.
Changes to the Social Security retirement benefits appear to have been able to influence older workers’ decisions regarding whether to stay in the labor force.
Changes in health insurance provision have mixed or small impacts on older workers’ employment outcomes.
Synthesis Report: Behavioral Finance Synthesis: Findings
Topic Area: Behavioral Finance: Retirement
Findings:
People have relatively limited knowledge about saving for retirement and can be induced to save more when provided with additional information.
Making retirement more salient, by having people think of themselves in retirement or providing a target retirement date, can increase intentions to save and alter investment choices.
People can become overwhelmed by the number of investment options they face; when this occurs, they tend to use simple rules to make decisions.
- McLaughlin, J. S. (2020). Falling between the cracks: Discrimination laws and older women. Labour, 34(2), 215-238. https://doi.org/10.1111/labr.12175. [Federal ADEA comparison]
Topic Area: Employer Compliance
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Employment-Mod/high-Favorable impactsEmployment
- McLaughlin, J. S. (2020). Falling between the cracks: Discrimination laws and older women. Labour, 34(2), 215-238. https://doi.org/10.1111/labr.12175 [State age discrimination laws comparison]
Topic Area: Employer Compliance
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Employment-Mod/high-Favorable impactsEmployment
- Bailey, J., & Dave, D. (2019). The effect of the Affordable Care Act on entrepreneurship among older adults. Eastern Economic Journal, 45, 141–159.
Study Type: Causal Impact Analysis
- Cruz, C. J. F. (2019). Policy shifts: Evidence from inflation targeting and Social Security reforms. University of Illinois at Chicago (dissertation)
Study Type: Causal Impact Analysis
- Gustman, A. L., Steinmeier, T. L., & Tabatabai, N. (2019). The Affordable Care Act as retiree health insurance: Implications for retirement and Social Security claiming. Journal of Pension Economics and Finance, 18(3), 415-449.
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Moulton, J. G., Diebold, J. C., & Scott, J. C. (2017). The impact of Medicare Part D on self-employment. Research on Aging, 39(1), 64-85.
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Employment-Mod/high-Favorable impactsEmployment
Camilleri, S. E. (2017). The effect of the Affordable Care Act on labor transitions among older workers. In Three papers on the Affordable Care Act (Doctoral dissertation). North Carolina State University, Raleigh, NC.
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Employment-Mod/high-No impactsEmployment
Neumark, D., Song, J., & Button, P. (2017). Does protecting older workers from discrimination make it harder to get hired? Evidence from disability discrimination laws. Research on Aging, 39(1), 29-63.
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Outcome Effectiveness:- Employment-Low-Mixed impactsEmployment