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Synthesis Report: Behavioral Finance Synthesis: Findings
Topic Area: Behavioral Finance: Retirement
Findings:
People have relatively limited knowledge about saving for retirement and can be induced to save more when provided with additional information.
Making retirement more salient, by having people think of themselves in retirement or providing a target retirement date, can increase intentions to save and alter investment choices.
People can become overwhelmed by the number of investment options they face; when this occurs, they tend to use simple rules to make decisions.
Synthesis Report: Research Synthesis: Employment Programs and Demonstrations for SSI and SSDI Beneficiaries
Topic Area: Disability Employment Policy
Findings:
Evidence echoes previous literature reviews on the challenges of generating substantive impacts, though customized supports to well-targeted populations show some potential.
The most effective interventions provided intensive, customized supports and services focused on job training, placement, and retention to narrowly defined target populations.
Interventions that provided support services or incentives to help beneficiaries keep more of their benefits when working had small or no impacts on employment, even if spending on services was high.
There is no evidence of SSI or SSDI caseload reductions, even among interventions that improved employment and/or earnings.
Little is known about interventions for improving earnings of people with TBI and PTSD.
Recruiting beneficiaries to participate in demonstrations was difficult, which limited the generalizability of study findings.
Fidelity to the demonstration model is important.
Work incentives and supports can be difficult to implement in the context of SSA’s existing work incentives, creating potential confusion for beneficiaries and program staff.
A strong technical assistance component, with incentives for service providers to accept the assistance, is important to successful implementation.
Demonstrations should be pilot tested before being implemented on a national scale.
Moulton, J. G., Diebold, J. C., & Scott, J. C. (2017). The impact of Medicare Part D on self-employment. Research on Aging, 39(1), 64-85.
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Outcome Effectiveness:Neumark, D., Song, J., & Button, P. (2017). Does protecting older workers from discrimination make it harder to get hired? Evidence from disability discrimination laws. Research on Aging, 39(1), 29-63.
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Outcome Effectiveness:Camilleri, S. E. (2017). The effect of the Affordable Care Act on labor transitions among older workers. In Three papers on the Affordable Care Act (Doctoral dissertation). North Carolina State University, Raleigh, NC.
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Outcome Effectiveness:Autor, D. H., Duggan, M., Greenberg, K., & Lyle, D. S. (2016). The impact of disability benefits on labor supply: Evidence from the VA’s disability compensation program. American Economic Journal: Applied Economics, 8(3), 31-68. http://www.aeaweb.org/aej-applied/ [Impact of eligibility expansion]
Topic Area: Veterans
Study Type: Causal Impact Analysis
Outcome Effectiveness:Autor, D. H., Duggan, M., Greenberg, K., & Lyle, D. S. (2016). The impact of disability benefits on labor supply: Evidence from the VA’s disability compensation program. American Economic Journal: Applied Economics, 8(3), 31-68. http://www.aeaweb.org/aej-applied/ [Impact of DC enrollment and benefit amount]
Topic Area: Veterans
Study Type: Causal Impact Analysis
Outcome Effectiveness:Gutierrez, I. A. (2016). Job insecurity, unemployment insurance and on-the-job search. Evidence from older American workers. Labour Economics, 41, 228-245. doi:10.1016/j.labeco.2016.05.011
Topic Area: Older Workers
Study Type: Causal Impact Analysis
Outcome Effectiveness:Boyle, M. A. & Lahey, J. N. (2016). Spousal labor market effects from government health insurance: Evidence from a veterans affairs expansion. Journal of Health Economics, Elsevier, 45(C), 63-76.
Topic Area: Older Workers, Veterans
Study Type: Causal Impact Analysis
Outcome Effectiveness:Coile, C., Duggan, M., & Guo, A. (2016). To work for yourself, for others, or not at all? How disability benefits affect the employment decisions of older veterans. Unpublished manuscript.
Topic Area: Veterans
Study Type: Causal Impact Analysis
Outcome Effectiveness:
